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Premium Financing*Life Settlements
Charitable Giving* Estate Planning

Office: (760)231-9205 * FAX: (760) 231-920666
  
HOME * PREMIUM FINANCING * LIFE SETTLEMENTS * APPLY NOW * CONTACT US *FORMS
   
 
 
 
 
LIFE INSURANCE An Asset

Your True Net Worth

Life insurance represents a key financial tool for estate planning, wealth transfer, cash accumulation, charitable giving, and estate tax liquidity. Our programs are designed for individuals who fall within the following criteria:

Do I Qualify?

* Must be sixty-five (65) years of age or older
* A personal collective value (net worth) of $2 million or more
* Be of reasonable health as determined by our underwriters

How Do I Benefit?

*Without the Use of Your Capital enjoy all the benefits of life insurance
(premiums are funded & financed - no out of pocket expense)
*Sell Your Policy at varying periods of time and receive a substantial cash settlement
* Preserve Your Estate, estate taxes can be paid by your insurance policy (ILIT)
* Give to Charity - no out of pocket expense - by gifting your policy and/or cash settlement to your favorite charity (enjoy additional tax savings)
* The Life Insurance (ILIT) concept does not affect or encumber your existing assets (i.e. stocks, bonds, land, and bank accounts, etc.)

How Do I Apply?

* Fill Out Forms: Print Forms & FAX to: (760) 231-9206
* Sign & Fax the HIPPA Form (click here to download & print form) -
-- FAX (760) 231-9206

What Happens Next?

* We Will Call You and go over your completed forms and address any questions and/or concerns. Questions/Concerns call us at (760) 231-9205
* A Term Sheet will be presented to you and you will choose the most advantageous policy for you
* Decide to Sell Your Policy at varying periods of time and receive a substantial cash settlement
* Retain Policy for Your Estate, Estate Taxes, or as An Appreciable Asset
(premiums can be funded & financed - no out of pocket expense)

How Long Does the Process Take?

* The entire process generally takes about two (2) months

Is My Information Kept Private?

* All information is respected and kept completely confidential

Commitment to Providing the Best

* We work only with the most experienced legal and insurance professionals through the entire process
* All carriers and associated banks are AA or better by S & P.

NO OUT OF POCKET EXPENSE * NO OBLIGATION

APPLY TODAY!

QUESTIONS?, CONTACT US

Disclaimer- this web page is intended as a brief overview as it relates to general concepts in the Trust Insurance transactions described above. It is not intended to be relied upon for any specific transaction. Also the monetary amounts described above are used only as examples and may not apply to a specific transaction. In short, each transaction may use different principles and instruments; therefore the dollar amounts although substantial will differ.

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